We still remember buying our first home: The strong desire to own something of our own, wondering how much we could afford, the search for just the right place, the intimidating mound of paperwork – and the help of a great agent who was patient with us every step of the way.

Please read our eBook Only 8 Steps To Home

Closing on your first home will be one of the most important moments of your life, and we want your memories to be great ones. As top Gwynedd, Springfield Township and Upper Dublin Township real estate experts, it's our job to guide you, from beginning to end. We will take the time to go through each and every step of the buying process with you.

Chances are you’ve already started eying a few properties. Good – you’ve instinctively honed in on an important step – shop around. Especially in times of a buyer’s market, you have more inventory to choose from and the breathing space to consider what features are most important to you. We can tell you about many listings which may not be listed on the MLS, that could be within your reach. Bring your digital camera and a notebook, and record things that stand out about the homes and neighborhoods we show you. That way you’ll recall which ones are of serious interest.

We have excellent relationships with local lenders who can help you assess just how much house you can afford. For a conventional loan, a first-time buyer with a steady job and good credit can put down as little as 3%. However, the more money you can offer for a down payment, the more options you will have. Fannie Mae's "start-up mortgages", for instance, allow borrowers who can afford a 5% down payment to qualify for a loan on a smaller salary than with a 3% down payment.  (Click on Fannie Mae's website for a list of approved lenders.)