Gwynedd, Springfield Township and Upper Dublin Township real estate and homes for sale in Pennsylvania, luxury homes, first-time buyers - The Ron and Carol Young Team, REALTORS® The Ron and Carol Young Team REALTORS(r) for Gwynedd, Springfield Township and Upper Dublin Township, Pennsylvania real estate, luxury homes, first-time buyers - NUMBER1EXPERTS™ The Ron and Carol Young Team NUMBER1EXPERTS(tm) for Gwynedd, Springfield Township and Upper Dublin Township, Pennsylvania real estate, luxury homes, first-time buyers
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The Ron and Carol Young Team, REALTOR®, real estate agents and broker for Gwynedd, Springfield Township and Upper Dublin Township Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Real Estate Trivia
Q 
Fewer than 2 percent of homeowners build this type of home:

A 
Fewer than 2 percent build a custom home; most buy an older home or select from a home builder's menu.
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The Ron and Carol Young Team, REALTOR®, real estate agents and broker for Gwynedd, Springfield Township and Upper Dublin Township Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Ron and Carol Young
Keller Williams Real Estate

910 Harvest Drive
Suite 100
Blue Bell, Pa. 19422
Main: 215-646-2900 x 6088
Ron Cell: 267-408-2306
Carol Cell: 215-519-6304
Fax: 215-974-7111
Email: ronandcarolyoung@kw.com

Ron’s Associate Brokers License: AB065689 Carol’s Realtor License: RS135052A

ABR CRS Equal Housing GRI MLS REALTOR SRES


Keller Williams Real Estate real estate and homes for sale in Gwynedd, Springfield Township and Upper Dublin Township Pennsylvania ALHS - Accredited Luxury Home Specialist

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