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First Time Homebuyers: Gwynedd, Springfield Township and Upper Dublin Township Pennsylvania home buying, real estate listings, and homes for sale in Montgomery County, PA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

We still remember buying our first home: The strong desire to own something of our own, wondering how much we could afford, the search for just the right place, the intimidating mound of paperwork – and the help of a great agent who was patient with us every step of the way.

Please read our eBook Only 8 Steps To Home

Closing on your first home will be one of the most important moments of your life, and we want your memories to be great ones.
As top Gwynedd, Springfield Township and Upper Dublin Township real estate experts, it's our job to guide you, from beginning to end. We will take the time to go through each and every step of the buying process with you.

Chances are you’ve already started eying a few properties. Good – you’ve instinctively honed in on an important step – shop around. Especially in times of a buyer’s market, you have more inventory to choose from and the breathing space to consider what features are most important to you. We can tell you about many listings which may not be listed on the MLS, that could be within your reach. Bring your digital camera and a notebook, and record things that stand out about the homes and neighborhoods we show you. That way you’ll recall which ones are of serious interest.

We have excellent relationships with local lenders who can help you assess just how much house you can afford. For a conventional loan, a first-time buyer with a steady job and good credit can put down as little as 3%. However, the more money you can offer for a down payment, the more options you will have. Fannie Mae's "start-up mortgages", for instance, allow borrowers who can afford a 5% down payment to qualify for a loan on a smaller salary than with a 3% down payment.  (Click on Fannie Mae's website for a list of approved lenders.)

There is plenty of help for first-time buyers, including a growing assortment of financing options making it possible to find mortgages for 100% of a home's value, and useful sites on the internet that answer many questions. Here are just a few helpful sites:



Fannie Mae

Freddie Mac

Preparing for Home Ownership

Please Read Our EBook: Only 8 Steps To Home

Ask us all of your questions, great or small – there are no dumb questions when you are making the biggest investment of your life! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

We specialize in helping the First Time Homebuyer through the often daunting process of considering and purchasing a home.

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Buying Land and New Construction >From the Ground Up

Buying land is different from buying a home, because you must resolve issues relative to land use restrictions, utilities, access and easements before building. When you locate land that seems right for your house, visit the local planning department before making an offer.

Ask whether city sewer, water and electricity are available. If not, you will need to calculate the expenses of installing a well and testing the soil for a septic system. The land will be zoned for residential, business, or agricultural purposes. Does the zoning permit you to build the house you want? Are there easements on the lot that will limit where you can build or how you can access the property? Ask about the long-range plans for use of the surrounding land. The land will be more attractive if the city intends to build a park or new school nearby. But if a six-lane highway or a waste treatment facility are in the city's future plans, you may decide to look elsewhere for a place to build your dream home.

See All Tips In The "Buying Land and New Construction" Category >
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Real Estate Trivia
Q 
What five basic components of a "smart home" can be controlled by technology?

A 
Lighting and window treatments, security and access control, data communication, environmental/energy management, and audio/video entertainment can all be operated by a "smart home".
See More Real Estate Trivia >

Testimonials

Our selling experience could not have gone better
"Ron & Carol Young and team have a complete grasp of all the key details of selling a home, all of which was executed flawlessly."
Gary and Bobbie Fuqua, formerly of Skippack
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The Ron and Carol Young Team, REALTOR®, real estate agents and broker for Gwynedd, Springfield Township and Upper Dublin Township Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Ron and Carol Young
Keller Williams Real Estate

910 Harvest Drive
Suite 100
Blue Bell, Pa. 19422
Main: 215-646-2900 x 6088
Ron Cell: 267-408-2306
Carol Cell: 215-519-6304
Fax: 215-974-7111
Email: ronandcarolyoung@kw.com

Ron’s Associate Brokers License: AB065689 Carol’s Realtor License: RS135052A

ABR CRS Equal Housing GRI MLS REALTOR SRES


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NUMBER1EXPERTS™ in real estate for Gwynedd, Springfield Township and Upper Dublin Township, Pennsylvania, luxury homes, first-time buyers

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