Gwynedd, Springfield Township and Upper Dublin Township real estate and homes for sale in Pennsylvania, luxury homes, first-time buyers - The Ron and Carol Young Team, REALTORS® The Ron and Carol Young Team REALTORS(r) for Gwynedd, Springfield Township and Upper Dublin Township, Pennsylvania real estate, luxury homes, first-time buyers - NUMBER1EXPERTS™ The Ron and Carol Young Team NUMBER1EXPERTS(tm) for Gwynedd, Springfield Township and Upper Dublin Township, Pennsylvania real estate, luxury homes, first-time buyers
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Real Estate Tips
Financing Your Home >Watch Your ARMs Length

Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.

First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.

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Real Estate Trivia
Q 
Due to low business and living expenses, what areas are considered to be the fastest growing in the country?

A 
According to recent studies, the Southern and Western regions of the U.S. are among the nation's strongest economies.
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This information has been reprinted from the Economic and Market Watch Report with permission from TREND.



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The Ron and Carol Young Team, REALTOR®, real estate agents and broker for Gwynedd, Springfield Township and Upper Dublin Township Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Ron and Carol Young
Keller Williams Real Estate

910 Harvest Drive
Suite 100
Blue Bell, Pa. 19422
Main: 215-646-2900 x 6088
Ron Cell: 267-408-2306
Carol Cell: 215-519-6304
Fax: 215-974-7111
Email: ronandcarolyoung@kw.com

Ron’s Associate Brokers License: AB065689 Carol’s Realtor License: RS135052A

ABRCRSEqual HousingGRIMLSREALTORSRES


Keller Williams Real Estate real estate and homes for sale in Gwynedd, Springfield Township and Upper Dublin Township Pennsylvania ALHS - Accredited Luxury Home Specialist

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