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There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.
The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.
If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!
Ron and Carol Young Keller Williams Real Estate 910 Harvest Drive Suite 100 Blue Bell, Pa. 19422 Main: 215-646-2900 x 6088 Ron Cell: 267-408-2306 Carol Cell: 215-519-6304 Fax: 215-661-9678 Email: ronandcarolyoung@kw.com
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Gwynedd, Springfield Township and Upper Dublin Township, Pennsylvania, luxury homes, first-time buyers