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There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
Ron and Carol Young Keller Williams Real Estate 910 Harvest Drive Suite 100 Blue Bell, Pa. 19422 Main: 215-646-2900 x 6088 Ron Cell: 267-408-2306 Carol Cell: 215-519-6304 Fax: 215-974-7111 Email: ronandcarolyoung@kw.com
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Gwynedd, Springfield Township and Upper Dublin Township, Pennsylvania, luxury homes, first-time buyers
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