Gwynedd, Springfield Township and Upper Dublin Township real estate and homes for sale in Pennsylvania, luxury homes, first-time buyers - The Ron and Carol Young Team, REALTORS® The Ron and Carol Young Team REALTORS(r) for Gwynedd, Springfield Township and Upper Dublin Township, Pennsylvania real estate, luxury homes, first-time buyers - NUMBER1EXPERTS™ The Ron and Carol Young Team NUMBER1EXPERTS(tm) for Gwynedd, Springfield Township and Upper Dublin Township, Pennsylvania real estate, luxury homes, first-time buyers
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The Ron and Carol Young Team, REALTOR®, real estate agents and broker for Gwynedd, Springfield Township and Upper Dublin Township Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)
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The communication was awesome!
"We went through 3 realtors before we met Ron & Carol. They always made us feel as though they had all the time in the world for us."
Bill and Jennifer Gerth, Gilbertsville
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Testimonials: Gwynedd, Springfield Township and Upper Dublin Township Pennsylvania home buying, real estate listings, and homes for sale in Montgomery County, PA
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They gave us their full time and attention!

"I purchased my first home 2 years ago and had a terrible experience with the realtor, and other realtors I have worked with have been poor communicators and obviously too busy. Ron and Carol were such an improvement! They made us feel like they truly cared about us and the outcome of our purchase. When they were with us they gave us their full time and attention. We felt like they advocated for us when it came to fees and jargon that were unfamiliar. We plan to use Ron and Carol Young again when we move in the future." 

Elisa and Joseph Rodriquez, Royersford

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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?

A 
Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen.
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This information has been reprinted from the Economic and Market Watch Report with permission from TREND.



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The Ron and Carol Young Team, REALTOR®, real estate agents and broker for Gwynedd, Springfield Township and Upper Dublin Township Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Ron and Carol Young
Keller Williams Real Estate

910 Harvest Drive
Suite 100
Blue Bell, Pa. 19422
Main: 215-646-2900 x 6088
Ron Cell: 267-408-2306
Carol Cell: 215-519-6304
Fax: 215-974-7111
Email: ronandcarolyoung@kw.com

Ron’s Associate Brokers License: AB065689 Carol’s Realtor License: RS135052A

ABR CRS Equal Housing GRI MLS REALTOR SRES


Keller Williams Real Estate real estate and homes for sale in Gwynedd, Springfield Township and Upper Dublin Township Pennsylvania ALHS - Accredited Luxury Home Specialist

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